加拿大不可以。银行这件事肯定是犯错了（两边银行都犯错了），可以投诉的

Post-dated cheques

A person or a merchant can’t cash a post-dated cheque before a certain date.

If your financial institution cashes a post-dated cheque early, try to resolve this with your branch. Ask your financial institution to put the money back into your account. You must make the request before the due date on the cheque.

If you can’t resolve the issue or if it results in NSF fees, you can file a complaint with your financial institution.